SEPTEMBER 13, 2026 – Just a quick note for what is the most important moment in human history since 3200 BC when the Sumerians invented writing. The powers-to-be are going public with what some of us knew last year – AGI and the Singularity now exist. Please research them so you know where we are and where we are headed.
My analogy is AI is caveman math and AGI is differential equations. AI is irrelevant. AGI just solved the second of the Millenium Prize Math problems. Every day from now on AGI will be solving things that no human that has ever lived has solved.
This will be great for medicine. Not so great for those doing evil – OpenAI shut down the account of a scientist that appeared to be making a biological weapon. The latter cannot be stopped once people start making their own LLMs and avoid using ChatGPT and Perplexity and Claude and such that are monitored by the big companies.
I just read that 80% of the advances in AI are now created by AI itself. This will continue to speed up exponentially. And, AGI is FAR FAR FAR superior to AI.
Musk and Altman just called for a slowing down of AI. Thankfully, Trump said no to that. Government involvement never helps progress.
As I said last year, 2025 (and 2026) will go down as the most important years in human history. 99.999999999999% of the public don’t know that and won’t know it til 2030 or 2035. You do. Do something with that knowledge and you will be ahead of the masses.
Now the real fun in this world begins….it will be difficult to keep up with the advances. Literally, they won’t just be occurring daily…it will become hourly. Us Exponentialists have talked about the Singularity and the future not needing companies or fiat money or humans to work. I read that it is possible already to launch a new company in minutes. Why have a company if someone can create the same thing in minutes?
This time next year we will be so far advanced that 2026 will look archaic. By 2030, we will laugh at the things we were doing in 2026.
The train has left the station. Enjoy the ride or be left behind.
Shalom,
The Mann
All posts by George Mann
INFLATION UPDATE
SEPTEMBER 12, 2026 – August CPI came in at 3.4%. The monthly reading was +0.32%. It is looking like the index is getting back to being predictable. The data had forecast 3.2% to 3.5%. For the next report, the data expects 3.1% to 3.6%.
TRIVIA – I found this interesting. Maybe you will, too. When carrying your phone and it is giving you your location, it does NOT rely on GPS or mapping. It relies on time! The time it takes for the speed of light to travel from your phone to 4 different satellites is used to make 4 circles. The intersection of these circles provides your exact latitude, longitude, and altitude. Your location is based on time, not space. Go figure:)
Shalom,
The Mann
TRIVIA – I found this interesting. Maybe you will, too. When carrying your phone and it is giving you your location, it does NOT rely on GPS or mapping. It relies on time! The time it takes for the speed of light to travel from your phone to 4 different satellites is used to make 4 circles. The intersection of these circles provides your exact latitude, longitude, and altitude. Your location is based on time, not space. Go figure:)
Shalom,
The Mann
EARLY ELECTION LOOK
SEPTEMBER 6, 2026 – After the perfect forecast for the 2024 Presidential Election, I said I would not predict future elections. Best to go out on a perfect forecast:)
So, this is just a quick, cursory forecast. I might update it before the election.
HOUSE – Impossible to predict as there simply is not enough data for the individual contests. I think this will flip to the Dems 222-214 with 1 or 2 Independents.
SENATE – Right now, it is 50-47 Dems with 3 races just too close to call. I think it will end up 52-48 for Dems. I am surprised to see Ohio and Texas (!!!) going with the Dem candidates.
If the above happens, Americans get what they have preferred in my lifetime – a government gridlock. They do not trust either party to have total control.
9/11 is this Friday – please take a moment to think about our losses and how life can change in a second.
Shalom,
The Mann
INFLATION UPDATE
AUGUST 16, 2026 – July CPI came in at 3.4%. The monthly reading was -0.01%. This was the first monthly reading smaller than 0.35%. Last year only two months were above 0.35%. The index is experiencing extreme volatility this year. For now, there really is no sense in trying to forecast the CPI. For the next report, the data expects 3.2% to 3.5%. I don’t think we can rely too much on the data for the remainder of this year.
FUTURE ALTERNATIVE LAND USES – Just some things for you to mull over:) What will we do with all of the roads when all car travel occurs by air (A company has a Jetson’s car out now)? Will we give those right-of-way back to the adjacent landowners? Those are who we took it from.
What will we do with all of the airports when Transporters become the norm for travel? Where will that great big graveyard for planes be located? One already exists in the desert of Arizona or New Mexico. Guess we can expand that one. I suppose railways and trains won’t be needed either. Nor all of those 53′ trucks.
What will we do with all of the closed power plans and unneeded power lines? Free energy for everyone is within 1-2 generations. Fission and Fusion are obvious targets. One company has developed a way to make natural gas out of air and water and has started up its first machine in a desert north of Los Angeles. Their goal is free energy for all within one generation. This initial test is producing energy 95% cheaper than normal rates.
Are the wealthy prepared for diamonds, gold, silver, titanium, etc to become close to worthless? A company is hard at work on mining asteroids. There are asteroids with 10x or 100x or 1000x the quantity of precious metals than our entire planet has. In the mid-1800s, aluminum was more valuable than gold. Things change.
Many of us won’t live to see the above occur. But, your kids and grandkids definitely will. “The future is so bright, I have to wear shades.” – Timbuk 3
Shalom,
The Mann
ECONOMY UPDATE
AUGUST 2, 2026 – The 2nd Quarter GDP came in at +1.5%. Below market expectations. Excluding some unusual items, it was closer to +4.0%. But, I don’t like to exclude unusual items because every quarter has them:) Early readings for the 3rd Quarter are around +5%. I can’t imagine a reading that high. Albeit, it sounds like some of the items that caused the 2nd Quarter reading to be low might be made up to the upside in the 3rd Quarter. Regardless, the most important thing the market is telling us is there is ZERO chance of a recession thru at least the 1st Quarter of 2027. Those forecasting a recession since around 2022 maintain their perfect record:)
Another stat that caught my eye was unemployment claims at 187,000. This is the LOWEST since 1969. And we have way more workers almost 60 years later. All of the crying about AI taking jobs appears to be propaganda as usual.
As for people saying ‘that must be AI,’ I just don’t get it. We started ‘Photoshopping’ pictures and videos almost 30 years ago. To now look at a picture or video and think it might be altered??? Where have people been for the past 30 years of fake pics and videos???
I will leave now before I rant rant rant lol
Shalom,
The Mann
Another stat that caught my eye was unemployment claims at 187,000. This is the LOWEST since 1969. And we have way more workers almost 60 years later. All of the crying about AI taking jobs appears to be propaganda as usual.
As for people saying ‘that must be AI,’ I just don’t get it. We started ‘Photoshopping’ pictures and videos almost 30 years ago. To now look at a picture or video and think it might be altered??? Where have people been for the past 30 years of fake pics and videos???
I will leave now before I rant rant rant lol
Shalom,
The Mann
FED FUNDS RATE
JULY 27, 2026 – The market has the Fed Funds Rate priced at 3.9%-4.1%. It is set at 3.5%-3.75%. The Fed will not change rates this week. However, the market is suggesting a rate increase before yearend may be needed. Right now, the odds are strong for an increase at the September meeting. As an aside, the 30-Year Treasury Bond rate is the highest it has been since 2007! That is amazing. Anyone expecting mortgage rates to go down is expecting wrong.
AMAZING STAT OF THE DAY – I recently read that of the 500 companies in the S&P 500 in 1996 only 165 exist today. Around 2/3rds of the 500 largest companies in America 30 years ago have disappeared!!! That is incredible. However, I would not be surprised if 80%-90% of today’s S&P 500 companies are gone in just 20 years. As Jeff Bezos said years ago, one day Amazon will be gone.
Shalom,
The Mann
INFLATION UPDATE
JULY 15, 2026 – May CPI came in at 3.5%. The monthly reading was -0.35%. The largest negative reading since COVID. For now, there really is no sense in trying to forecast the CPI. For the next report, the data expects 3.8% to 3.9%. I don’t think we can rely too much on the data for the remainder of this year.
Shalom,
The Mann
INFLATION UPDATE & CONGRATS TO ELON THE WORLD’S FIRST TRILLIONAIRE!!!!!!
JUNE 11, 2026 – May CPI came in at 4.2%. For now, there really is no sense in trying to forecast the CPI. However, the data expected 4.0%-4.4%. The figure came in dead center of that range. For the next report, the data expects 4.4% to 4.8%.
FED FUNDS RATE – Almost a year late, the market has come to realize an increase is the most likely when a change is made. However, no change is expected at the next meeting.
ELON MUSK – People have been jealous of the rich for ages. Many people say no one should be a billionaire. It will be funny to watch their heads explode on Friday June 12th when Elon becomes the world’s first trillionaire. I estimate he may, in fact, be worth up to $3 trillion that day. Congrats to him and all his accomplishments. He has revolutionized 3 separate industries and is CEO of 2 of the Top 10 companies in the world. Insanely impressive. And to think probably 99%+ of his wealth is held in stock. He has very little in liquid assets.
Shalom,
The Mann
FED FUNDS RATE – Almost a year late, the market has come to realize an increase is the most likely when a change is made. However, no change is expected at the next meeting.
ELON MUSK – People have been jealous of the rich for ages. Many people say no one should be a billionaire. It will be funny to watch their heads explode on Friday June 12th when Elon becomes the world’s first trillionaire. I estimate he may, in fact, be worth up to $3 trillion that day. Congrats to him and all his accomplishments. He has revolutionized 3 separate industries and is CEO of 2 of the Top 10 companies in the world. Insanely impressive. And to think probably 99%+ of his wealth is held in stock. He has very little in liquid assets.
Shalom,
The Mann
INFLATION & FED FUNDS RATE UPDATES
MAY 13, 2026 – April CPI came in at 3.8%. For now, there really is no sense in trying to forecast the CPI. The data expects CPI to be 4.0%-4.4% in the next report.
FED FUNDS RATE – The market still has the Fed Funds Rate priced at 3.7%. It is set at 3.75%-4.0%. Nothing has changed since the events started with Iran. Talk of a rate increase has picked up significantly. It is only about 9 months after I suggested such:) Why was it possible to predict a possible rate increase 9 months ago when the market was giving it a 0% chance of occurring? Simply put, the Elliott Wave Theory.
The 30-year Treasury Bond yield is over 5% and has increased by 100bp (!!!) since The Fed started lowering rates. Any day now it should exceed the October 2023 high (5.12%) which will place it at a 19-year high (July 2007). We all remember what occurred in 2008-2009.
GENOME – I have the results of my genome sequencing and will discuss when I have time. Pretty neat info.
Til next month re the above two items.
Shalom,
The Mann
FED FUNDS RATE – The market still has the Fed Funds Rate priced at 3.7%. It is set at 3.75%-4.0%. Nothing has changed since the events started with Iran. Talk of a rate increase has picked up significantly. It is only about 9 months after I suggested such:) Why was it possible to predict a possible rate increase 9 months ago when the market was giving it a 0% chance of occurring? Simply put, the Elliott Wave Theory.
The 30-year Treasury Bond yield is over 5% and has increased by 100bp (!!!) since The Fed started lowering rates. Any day now it should exceed the October 2023 high (5.12%) which will place it at a 19-year high (July 2007). We all remember what occurred in 2008-2009.
GENOME – I have the results of my genome sequencing and will discuss when I have time. Pretty neat info.
Til next month re the above two items.
Shalom,
The Mann
GENOME SEQUENCING
MAY 4, 2026 – I am having my genome read by Sequencing.Com. I will be your guinea pig as to how this goes:)
There are 3 billion (!!!) pairs of DNA to be read. They read them 30 times to make sure they get it exactly right. They will then run it through 15,000 (!!!) diseases. I don’t know if that will show diseases I currently have or will get down the road if I live long enough. I will keep you posted.
CRISPR came along about 25 years ago. They are able to snip out a single bad ‘letter’ and get rid of a disease or such. This method has a bit of downside as the DNA on both sides of what is snipped tries to heal itself before it is put back together.
So, two new methods have been invented. Basically, like an eraser. Erase the bad letter or letters and put in the good ones. Simply mind-boggling they can find the ‘bad’ letter out of 3 billion letters. I am curious as to what a letter looks like. My HSA paid for it so I went with the maximum product available.
As an aside, before I forget. Where this might be heading…..Eli Lilly is the largest pharma company involved in fixing DNA. People ask why a company that sells pills would want to permanently fix illnesses. Main reason is they make very little to no money on most of the pills they sell. They can charge $600,000 (you read that right) to permanently fix a disease (like heart disease!). Insurance companies will pay them this as it is cheaper than the millions of dollars they would pay for a patient who has heart disease over many years. Lilly lets them pay $60k a year for 10 years with a guaranty that the patient won’t have another heart attack and this or that reading won’t go above a certain number, etc. A win-win for both companies.
Is it a win for the patient? If you were near 100% sure you wouldn’t have any more heart problems, what price would you put on that? They already are able to stop dementia from worsening. They can’t reverse the damage. But, they can 100% stop more damage. That is HUGE!!!!!! For real estate appraisers, think how negative this is for Memory Care Facilities! Their demand will decline significantly going forward.
As I said last year, 2025 will go down as the most important year in the history of the world since writing and language were invented. By 2030, what we have today will look trivial. Change is occurring literally by the hour.
It took CRISPR 13 years and I think billions of dollars to sequence the first genome. It is now done in 24 hours for $300. I imagine in the not-too-distant future it will be provided for free.
I will be back with my genome results within a week or two I think.
Shalom,
George
There are 3 billion (!!!) pairs of DNA to be read. They read them 30 times to make sure they get it exactly right. They will then run it through 15,000 (!!!) diseases. I don’t know if that will show diseases I currently have or will get down the road if I live long enough. I will keep you posted.
CRISPR came along about 25 years ago. They are able to snip out a single bad ‘letter’ and get rid of a disease or such. This method has a bit of downside as the DNA on both sides of what is snipped tries to heal itself before it is put back together.
So, two new methods have been invented. Basically, like an eraser. Erase the bad letter or letters and put in the good ones. Simply mind-boggling they can find the ‘bad’ letter out of 3 billion letters. I am curious as to what a letter looks like. My HSA paid for it so I went with the maximum product available.
As an aside, before I forget. Where this might be heading…..Eli Lilly is the largest pharma company involved in fixing DNA. People ask why a company that sells pills would want to permanently fix illnesses. Main reason is they make very little to no money on most of the pills they sell. They can charge $600,000 (you read that right) to permanently fix a disease (like heart disease!). Insurance companies will pay them this as it is cheaper than the millions of dollars they would pay for a patient who has heart disease over many years. Lilly lets them pay $60k a year for 10 years with a guaranty that the patient won’t have another heart attack and this or that reading won’t go above a certain number, etc. A win-win for both companies.
Is it a win for the patient? If you were near 100% sure you wouldn’t have any more heart problems, what price would you put on that? They already are able to stop dementia from worsening. They can’t reverse the damage. But, they can 100% stop more damage. That is HUGE!!!!!! For real estate appraisers, think how negative this is for Memory Care Facilities! Their demand will decline significantly going forward.
As I said last year, 2025 will go down as the most important year in the history of the world since writing and language were invented. By 2030, what we have today will look trivial. Change is occurring literally by the hour.
It took CRISPR 13 years and I think billions of dollars to sequence the first genome. It is now done in 24 hours for $300. I imagine in the not-too-distant future it will be provided for free.
I will be back with my genome results within a week or two I think.
Shalom,
George